Visa Comparison
Visa Comparison
You work hard, and our low-rate VISA® card works hard to save you money. We’ve got Solutions Made to Save.
We’re here to help you get on track financially. We have solutions to help you consolidate debt to a lower rate. Transfer debt from another credit card to your Zeal credit card with Zeal’s low rate! Start the year on the right foot and find the Zeal Credit Union Visa card that’s best for you!
Snag a Balance Transfer as low as 1.99% APR*
From January 1, 2025 – March 31, 2025, enjoy a 1.99% promotional APR (Annual Percentage Rate) for 12 months on Balance Transfers when you move your high-rate credit card balances over to a Zeal Credit Union Visa credit card. With a 12-month low interest rate, you can pay down your credit card debt faster, without paying an arm and a leg in interest charges.
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- Already have a Zeal Visa credit card? You can apply for a Balance Transfer easily in online banking! Once logged in to your online banking, access “MyCardInfo” by selecting “Additional Services” > “Visa Account Access.” In MyCardInfo, select “Account Services” and then “Balance Transfer.” This page will prompt you to enter your Zeal card’s CVV, the information for the card you’re transferring the balance from, and then you’re free to hit “Submit.”
- Don’t have a Zeal Visa credit card yet? No problem! You can apply online for a Zeal Visa credit card today.
*Enjoy a 1.99% promotional APR on Balance Transfers to pay off debt faster and save money on interest with our low 1.99% promotional rate for 12 months on balance transfers posted on or between January 1, 2025, and March 31, 2025, on card accounts. This APR is not valid on purchases or cash advances. After 12 months, any remaining balance from this promotion will return to a rate between 9.90% and 11.90% for Fixed Rate cardholders and 12.00% and 13.25% for Variable Rate cardholders. Rates current as of 1/1/2025. See your credit card statement for further details. All loans are subject to approval. Some restrictions may apply.
Payments
Make your Visa payment quickly and easily through Zeal Online Banking or by phone: Call Visa directly, at 1-833-371-8985.
| Features | Visa Classic | Visa Platinum |
|---|---|---|
| Meeting your needs is our number one priority. This popular Visa Classic card gives you a low fixed or variable annual percentage rate. | Achieve your goals and so much more. Zeal Visa Platinum card provides higher spending limits, superior purchasing power, distinct card holder benefits and personal attention. | |
| No Annual Fee | ✔ | ✔ |
| Low APRS | See current rates | See current rates |
| Credit Lines | Up to $4,999 | Up to $30,000 |
| Low Minimum Payments | ✔ | ✔ |
| 25-day Grace Period | ✔ | ✔ |
| Online Account Access | ✔ | ✔ |
| Lost/Stolen Card Reporting | ✔ | ✔ |
| Emergency Cash & Card Disbursement | ✔ | ✔ |
| $500,000 Travel Accident Insurance | ✔ | ✔ |
| Verified By Visa | ✔ | ✔ |
| Zero Liability | ✔ | ✔ |
| 800,000 ATM & Cash Locations Worldwide | ✔ | ✔ |
| Accepted at 24 Million Merchants | ✔ | ✔ |
| Rewards Program | ✔ | |
| Travel & Emergency Assistance | ✔ | |
| Warranty Manager | ✔ |
Get the most out of your credit card with MyCardInfo!
We know you work hard, and you have a Zeal Credit Card that works hard for you! Our MyCardInfo website can give you access to your VISA account 24/7, and it’s free! This site is available to members through Online Banking. Log in and click on your Credit Card account.
What can the MyCardInfo website do for me?
- Check account balance & available credit
- Make Zeal VISA payments
- View current & past VISA statements
- View VISA transaction history
- Access your Rewards
- Set customized VISA alerts
- Sign up for paperless VISA statements
Members with Zeal’s Online Banking can access the site directly. Simply log in to your account and click on your credit card account. Don’t wait to make your credit card work hard for you.
Make your Visa payment quickly and easily through Zeal Online Banking or by phone (call Visa directly at 1-833-371-8985).
Visa Gift Cards
Take the guesswork out of gift-giving. Visa® Gift Cards are flexible and convenient. Allow your recipient to choose where to shop and what to buy.
Redeeming is easy. Visa® Gift Cards are welcome anywhere Visa® debit cards are accepted. Simply choose the amount of the gift, between $25 to $1000, and leave the rest to your recipient.
To order Gift Cards, or to learn more, visit our nearest branch and talk to one of our member service representatives. They will be happy to answer questions or provide the card in the amount you request at that time, and you can walk away with your gift in your pocket, ready for giving.
There is a non-refundable $3.50 charge per card.
Protect Yourself Against Fraud
You work hard for what you have. It’s important that you protect your information, your computer, and even yourself. If you improve your awareness of fraud, you will improve your safety net and minimize the chance of becoming a victim. We’ve prepared some resources below to help make you aware of how to keep yourself protected.
Card Security
You work hard for what you have, why leave your account to chance? Protecting your information, your computer and even you are critical. Our team wants you to be aware of scams and fraudulent activities, but you need to be an active participant. To improve your safety net and minimize the chance of becoming a victim, we’ve prepared some helpful resources to keep yourself protected.
Travel Alerts
Traveling abroad is often a very exciting time. You get to see new places and new things, and it can often be a once-in-a-lifetime experience. That’s why it’s important to make sure your plastic cards have travel alerts put on them before taking these trips.
Setting travel alerts is important because card issuers will block a card if they think fraudulent activity is taking place. If a transaction from a foreign country appears on your card it can be viewed as fraud and the card can be deactivated. This can be avoided by contacting us prior to the trip and placing a travel alert on your cards.
Avoid the hassle of having your charges declined on an international trip. Let us know so we can place a travel alert on your card by calling 800-321-8570 ext. 6400.
Visa Purchase Alerts
Worried about your online purchases? Not with a Zeal credit card! Our alerts make it easy for our members to set up email and text message notices every time a transaction is processed to your debit or credit card.
Want alerts to come to you via text? Not a problem. Want an email? You got it! Both – we’ve got you covered. These alerts will help make sure your account activity is accurate and that you’re quickly notified of unauthorized transactions in the event of a card breach.
Want to know how to set up purchase alerts? It is easy!
Just go to www.visa.com/purchasealerts and follow the simple instructions.
Remember, we are here to help! If you ever notice an unauthorized transaction on your card contact us immediately at 800-321-8570 ext. 6400. We will deactivate the compromised card and have a new card reissued.
Protect yourself and your accounts, and set up your purchase alerts today!
Tap to Pay
Tap to pay is a fast, easy and secure way to checkout.
If your Zeal Credit Union Visa® card has the Contactless Indicator on it, you can use it to make purchases easily. Click here to find out more about this feature.*
