Personal Loans
Personal Loans
Let Zeal Credit Union help with great savings for all your personal loan needs!
Flexible repayment terms, fixed rate
Choose the repayment term that works for you: Check HERE for details.
No upfront fees
No origination fees, closing fees or prepayment penalties.
Use your personal loan from Zeal for a dream vacation, car repairs, school expenses, and almost anything else. The minimum loan amount is just $500.
End late payments for good with Automatic Payments. Schedule your payment to be deducted from your Zeal Checking account on a specific day of the month.
Holiday Loans to make your season bright
During the holiday season it can be a struggle to keep food on the table, gas in the tank, and gifts under the tree (along with all of the other bills like utilities and rent). If your budget could use some wiggle room, Zeal has your back!
With a Holiday Loan from Zeal, you can borrow up to $2,500 for a term of 12-months with rates as low as 7.99% APR*!
What could you use $2,500 for? Whether you’re looking to borrow funds for rent, groceries, gifts, winter clothes, or even a family vacation – unlock the possibilities with a Holiday Loan to make your season sparkle.
But this offer won’t last forever…so make sure to apply by January 31, 2026!
Applying is easy! Simply apply online using the button below, call our team at (800) 321-8570, or visit your nearest Zeal Credit Union Branch today!
*APR = Annual Percentage Rate. Holiday Loan promotional rates as low as 7.99% on personal loans with a maximum loan amount of $2,500 and maximum repayment term of 12 months. Actual rate is based on applicant’s creditworthiness. Loan cannot be used to refinance existing Zeal Credit Union loans. Rate subject to change. Other restrictions may apply. Payment example: $2,500 for 12 months at 7.99% has payments of $217.43 per month. Application must be submitted between November 21, 2025 and January 31, 2026.
